Tag Archives: saving

5 Resources for Travel Budget Planning

Alamo Square San FranciscoI have to admit something to you all. I used to splurge on vacations. I know, I know, I just wrote this post about How to Save on Weekend Getaways. But saving on travel is something fairly new to me. I always had the mindset that “Hey, I’m on vacation, I shouldn’t have to worry about money.” But I also realize that if I want to travel more, I need to make my trips more budget friendly.

Here’s some tools and resources I’ve been using to plan my next trip. Next month, George and I are flying to Portland! It’s been on my travel bucket list FOREVER!

1. Travel Budget Calculator
This handy-dandy calculator includes fields for all kinds of expenses that you might encounter while traveling. It even has a field for cocktails. It’s my kind of calculator!

2. WikiTravel
Have you heard of WikiTravel? It’s Wikipedia for travelers. The destination descriptions are super comprehensive because the site is written by other travelers. What I love about this site it that they’ve included so many details. I now know the down low on public transportation in Portland– something that is going to be super essential to my budget.

3. Adventurous Kate
I love this article from the blog, Adventurous Kate. She describes how she saved $13,000 in just 7 months, so she could travel the world! Kate gives an honest breakdown of her expenses and the hard sacrifices she had to make– all in the name of travel!

4. Pack Like A Pro
Checking a bag can be costly, so I’m reading up on the best way to pack a carry on. I learned so much from this Heathrow Airport video (linked above). And before all my trips, I always refer back to this NY Times article that features a flight attendant packing 10 days in a carry-on. It’s magic.

5. Travel Full-time for less than $14,000 per year
First of all, I have to say how much I love the blog, I will teach you to be rich. And I especially love the above article on traveling the world for less than $14,000 per year. I’m not to the point of full-time world traveling (just yet!) but Nora Dunn of the Professional Hobo doles out some excellent tips on travel on the cheap. Her food tips are super smart.

These are just a tiny taste of the tips out there for traveling on a budget. But I want to know how have you budgeted for trips? Let me know in the comments!

love,
melanie

Ways to Save on a Weekend Getaways!

nags head soundWe all know what a cheapskate I’ve become, but one of the reasons I’ve become so stingy thrifty with my money is I want to travel. I’ve got so many things I want to see and places I want to go, and they all require that cash-money. So when my friend, Gabby asked me if we wanted to go on a weekend trip to our coast, I was hesitant. I love North Carolina’s Outer Banks, but I’ve been there and done that. If you’ve never been there and done that, I’d highly recommend it, the OBX of NC are really unique and beautiful.

Anyways, I hesitated a little bit, but Gabby is a cheapskate too. The woman has furnished her entire house from Craigslist, so I took her word that it would be an inexpensive trip.

Here’s how we saved some big bucks on our weekend getaway:

1. Make a list before packing to ensure you bring even the littlest essentials. I am notorious for leaving things at home on trips. It’s why I have 5 bottles of contact solution. Save yourself the hassle and the trouble by making a packing list and checking it twice.

2. Pack food! This was especially important for a place like the OBX. Groceries in remote locations are always more expensive. In the OBX, groceries are up to 20% more expensive! And by packing your own groceries, you’ll eat out less. Win-win, people, win-win.

3. If you do eat out, do your research first. There is nothing worse than getting to a restaurant, figuring out it is for unknowing, wealthy tourists with no taste buds. Eat where the locals eat and get it cheap! My personal favorite restaurant review service is Yelp. I’ve even got the app on my phone, which makes it super easy.

4. If you have a lot of friends going on the same trip, consider renting a retreat center. Retreat finder has a database of places to rent all over the country (and even in a few other countries too!). We rented a retreat center for $30 a night, per person. That is stupid-cheap for a beach house on Labor Day weekend. Often retreat centers won’t be booked over holiday weekends and your money goes to supporting a good cause. SO MANY WINS!

5. If you want to participate in “experiences” during your trip like mini golf or parasailing, check out the Groupon or Living Social coupons in the area before you go. Personally, I just like to lounge around, but if your into that kind of thing, coupons can be a great way to save dough.

What are your best tips for saving money on weekend getaways? I’d love to hear them in the comments!

love,
melanie

Why I Don’t Coupon and How I Actually Save Money on Food

1976_Maypo_magazine_adI got extreme one weekend and binge watched multiple seasons of Extreme Couponing on Netflix. It had me totally convinced that coupons were straight up gold and I was an idiot for lazily using coupons in the past. No, extreme was the way to go!

But in practice, extreme couponing or just couponing in general rarely works for me. Here’s why:

1. The time factor. Who are these women who have time to coupon 40 hours a week? I have a full-time job. I don’t even have an extra 20 hours a week for coupons. At some point I need to clean and maybe have a life.

2. Coupons are rarely for fresh fruit and vegetables. When was the last time you saw a coupon for a dollar off a dozen oranges? Yeah, never. I’m not a food snob, but I try to steer clear of the processed, prepackaged food.

3. I have no where to store 500 boxes of Easy Mac. I live in a trailer, ya’ll.

That’s not to say that if I see a coupon for toothpaste, I won’t use it. But I’ve recently discovered a much better way to save money on food. Join a CSA.

Here’s how it works: each week, I get a certain amount of points on food. I don’t let myself go over these points or I will be charged. One of my major money spending triggers is just being in a physical store. OO! Those strawberries look good! Or OOO! Green beans are on sale! Ordering my groceries online has almost completely eliminated my food impulse buying. I’ve whittled my food spending down from an average of $500 a month to an average of $250. I’ve cut that bill in half, ya’ll!

I am lucky that my CSA carries a wide variety of food. They don’t just sell veggies, but also dairy and some pre-made stuff, like bread and jellies. If your CSA doesn’t have that kind of variety, you could replicate the process by buying food through Amazon and holding yourself accountable to only spend a certain amount. Or you could use Amazon’s subscribe and save and get the items you need each month delivered to your door. It’s fast, easy and you don’t even have to leave the house! (And Amazon didn’t even tell me to say this, I just enjoy their services!)

Do you coupon? How have you saved money on fresh and healthy food?

love,
melanie

 

The Refrigerator of Unfun or Why Saving Money Isn’t Enough

The New Fridge

Last weekend our Craigslist refrigerator died. We were so proud of the thing. It was only $75! The perfect size for the Airstream! And we could even spruce up the dents with a DIY project! But on Saturday night it started leaking and by Sunday morning everything in our fridge was warm.

We threw out our perishables and we knew we’d have to buy a new fridge with a warranty. 3/4 size fridges are hard to come by on Craigslist and we couldn’t afford another lemon. We were grumpy all day. It feels as if every time we try to save money, bam! something happens and our teensie savings are whisked away into working appliances or dental procedures.

As much as I budget and roll my change and squirrel away any extra pennies, it seems like we just don’t get anywhere. I’ve been reading quite a few rich-people-secrets books and blogs lately. (Ugh, yes, I’ve become that person.) The common, unfun advice is: get a second job. Ok, so the majority encourage you to become an entrepreneur on the side, but let’s be real, it’s a second job.

I’ve been reluctant to take on a second job because I value my free time. I value the time I get to put into this blog. And as an introvert, I feel that I need that time to relax and recuperate so I can be a functional (nice) human being.

Do you think the Rich Dad, Poor Dads of the world are right? Do we all need second jobs? Is it a reality of our economy? What is your best money saving/money making tip? I need answers, people!

Let me know your thoughts in the comments.

love,
melanie

Pre-Wedding Money Saving Tips

My empty wallet.

My empty wallet.

I talk a big game when it comes to budgets. I make lists and spreadsheets. I even use math! But I’m not great at actually carrying out a budget. On Fridays I really want to go out for a dinner and a couple of drinks. A $4.00 coffee sounds totally reasonable when I’ve been up since 6 am and I have to work late. And somehow a trip to the drug store for a $5.00 bottle of lotion always turns into a $40 affair.

I’m a impulsive spender. It’s bad, I know. But since George and I are primarily paying for the wedding, I’ve been trying so, so hard to save money. The following tips are inspired by Adrienne who has some awesome ideas for saving dough! Totally jealous that she can ride her bike to work!

Here is what George and I have been doing:

  • Attempting to eat everything out of the pantry and fridge before we go to the grocery store. (I particularly hate this one. I have an aversion to left-overs and weird food combos.)
  • Attempting to make cheaper recipes. As someone who needs to eat gluten-free, I’m not loving this one either. We’ve mostly just been eating a lot of eggs…
  • I negotiated to have our rent lowered until our oven is fixed. (It’s been broken for 2 months!) I’d rather have a working oven, but hey, it saves me a few bucks.
  • George has been selling art.
  • I sold a couple of gift cards I had lying around to Plastic Jungle, which I highly recommend if you ever get a gift card you don’t want.
  • And this summer I plan to sell some clothes that I no longer wear on Copius. (Update: I went ahead and put a few items up.)

All of these little things help, but I feel like it’s nearly impossible to save a significant amount of money before the wedding in December. Things keep coming up! (An $80 doctor appointment! Yikes!)

We’ve talked about delaying the honeymoon until the summer, which will save some money, but after all this, I need a break!

Do you have any budgeting tips? I’d love to hear ’em and make a big ol’ list for everyone!

love,
melanie