Frugal Friday: Use Little Reminders to Encourage Saving Money

I wrapped a picture of this little cottage around my credit and debit cards. It's kind of my dream house! Found via Tumble Weed Houses.

I wrapped a picture of this little cottage around my credit and debit cards. It’s kind of my dream house! Found via Tumble Weed Houses.

One of my favorite tips for long-term saving is to keep little reminders of my savings goals in convenient places. When I was saving for our trip to Key West, I wrapped a picture of the beach around my debit and credit card to guilt me into spending less.

Just yesterday, I printed out a picture of a small home and wrapped it around my cards to remind me of my savings end goal. Since saving for a home is such a large goal, I want to create constant reminders to help me stay on the savings bandwagon.

I’ve changed my computer’s background image to a picture of the mountains– where we’d love to have a little cottage (or cabin!). And I also love this idea via Two Cents of creating a paper chain to represent debt. Each time $100 is paid off, a link is removed. I don’t have the room for a giant paper chain in the Airstream, but I’m brainstorming ways to visually remind myself of my ultimate goal of owning a house.

Have you ever created little reminders to help you reach a goal? Let me know about it in the comments!

love (and happy 4th!),
melanie

5 thoughts on “Frugal Friday: Use Little Reminders to Encourage Saving Money

  1. Lisa | Happy By

    Such a great idea Melanie! I need to start sticking too many pictures on my laptop screen, as it’s where I spend the most via online shopping…Have a great weekend!

  2. Amber

    First off that is a super cute cottage! Second yes I’ve done the same thing with putting a photo or even a piece of paper with my credit/debit card to make me think twice before purchasing things. Another thing I’ve done that helps me is to put a note on or near my bathroom mirror reminding me of my goals. This way I start every day with a reminder of where my focus should be. It helps keep my decisions throughout the day in line with those goals.

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